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Zero Balance Account with overdraft facility in savings bank a/c up to a maximum of 2 months pension amount (net credit to SB a/c last month), if any other. A checking account that allows businesses to utilize zero balance accounts to maximize funds for investment purposes. Contact us for more information! Open Future FIRST Account with IDFC FIRST Bank & get up to % interest per annum on your zero balance savings account. No charges on IMPS, RTGS and NEFT. Monthly credit of interest on Savings Accounts · Up to % interest p.a. on Savings Account · Zero charges on non-home branch transactions · ZERO Fee on common. No minimum balance or monthly fee Your Easy Saver Account offers you the benefit of not having to ensure a minimum balance or pay a monthly fee. This makes it.